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Agustin Ruben
Agustín is 26 years old. He is single and lives in the family house with his parents. He works for a local construction firm as an operator of equipment moving heavy cargo. At the same time he studies at university. He will use the loan to purchase a TV set and a stove for his house, allowing his family to enjoy a higher quality of living. His dream is to be a civil engineer and have his own construction firm.
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Agustín, tiene 26 años, es soltero, vive en casa familiar con sus padres. Actualmente trabaja en una empresa de construcción de su localidad como operario en la manipulación de carga pesada, paralelamente estudia en la Universidad. Beneficiario utilizará el crédito para compra de televisor y cocina para su hogar, esto le permitirá mejorar la calidad de vida de su familia. Su sueño es ser Ingeniero Civil, tener su propia empresa de construcción.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Agustin Ruben to buy a TV and a stove.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Jan 4, 2014
Currency Exchange Loss:
Apr 16, 2014