The loan that they are taking out will benefit small-time microentrepreneurs, one of whom is Gladys. She says that she joined Pro Mujer two years ago, signing up due to an invitation from a friend who is a member of the organization. She currently has a business sewing and selling clothes. She shares that the began this type of work to help her mother in her business, but later started her own business to help her husband.
The loan that she is currently taking out is to increase her capital and buy fabric, which she will get from the wholesale stores in El Alto city. Later she will sell it in her shop. This type of work allows her to generate income to support her family, because she is married and has a child.
When she is asked what she likes about Pro Mujer, she answers that she likes the camaraderie that her group has and that is found in the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gladys es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de ropa; da a conocer que este negocio lo emprendió por al ayudar a su madre en su negocio, posteriormente decide implementar un negocio independiente para ayudar a su esposo.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el compañerismo que su grupo tiene y lo encontró en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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