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Reina De La Paz
Reina at 38 is a hard-working woman who desires to get ahead. She owns a photo studio. Being a divorcee does not feel like an obstacle to her in raising her children. One is 15 and is in Secondary school and the other is 9 years old and is in Grade 3. She graduated from Secondary school. She learned about the photography business in her many years working in a photo studio in the city. Then she opened her own studio to work for herself.

Reina has more than 14 years in the photography industry. Her work has allowed her to understand in depth how to manage a business of this type, know the suppliers, and how to pay attention to her clients. Motivated by the profitability of this business and with the help of a loan she she managed to open her own business and become a entrepreneur. She has the help of her sister and her older brother and her eldest son who help in their spare time or when there is a lot of demand.

The loan will be used to remodel the shop. She states that there needs to be some changes and some improvements made to the shop's appearance and also buy some basic equipment and materials to improve her photographic services. The main objective is to improve the appearance of the shop to attract more clients, increase her revenues and improve the living conditions for her family. She wants to also help her children's academic and professional development. She also wants her business to become more competitive and profitable every day, and be properly equipped to offer the best photographic services to her customers. With the assistance of Fundación Campo she hopes to make this dream a reality.
View original language description ↓
Reina es una mujer trabajadora y con muchos deseos de superación a sus 38 años de edad es propietaria de una fotoestudio y siendo una mujer divorciada considera que ese no es un obstáculo para sacar adelante a sus hijos; un joven que estudia bachillerato a sus 15 años de edad y un menor que se encuentra estudiando su nivel primario a nivel del tercer grado y su edad es de 9 años. El nivel académico de la señora es bachillerato, ella aprendió sobre el negocio de la fotografía en su largo tiempo, trabajando en una Foto Estudio en la ciudad. Luego ella se hizo de su propio negocio y se hizo independiente.


Reina, posee mas de 14 años de experiencia en el negocio de las fotografías; debido a que ella primero trabajo, ese trabajo le permitió conocer a profundidad como manejar un negocio de este tipo, conocer proveedores, atención al cliente, etc. Motivada por la rentabilidad del negocio y con el apoyo de un crédito, ella logro implementar su propio negocio y convertirse en una negociante independiente. En dicho negocio la señora cuenta con el apoyo de su hermana y su hijo mayor quienes le apoyan en sus tiempos libres o cuando la demanda lo requiere.

El Crédito otorgado será utilizado para realizar una remodelación en el local, donde esta ubicado el negocio, ella manifiesta que necesita hacer algunos cambios y mejorar la presentación de su negocio y de igual manera comprar algunos materiales o equipos básicos para mejorar sus servicios de fotografías. El objetivo principal es, mejorar la vista de su negocio y así atraer a mas clientes y mejorar sus ingresos económicos, mejorando así las condiciones de su familia y apoyar a sus hijos en sus desarrollo académico y profesional.

Las metas que como familia tienen para un futuro es, apoyar a sus hijos mediante la educación y que sean unos profesionales, ademas que el negocio de fotografías sea cada día mas competitivo, rentable y este adecuadamente equipado para ofrecer los mejores servicios en lo relacionado a fotografías. Con el apoyo de Fundación Campo, espera hacer este sueño realidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 770
    View loans »
    El Salvador Loans Fundraising
  • $25,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Reina De La Paz to remodel her business space to improve it's appearance and buy some basic equipment and material for her photograph service.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2013
Listed
Jan 3, 2014
Currency Exchange Loss:
N/A