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Luz De Mi Vida Group
In this Group: Oshin Fany , Eva Nena , Marisol , Maria , Maria Elena, Oscar Antonio, Veronica , Ruth Viviana, Otilia
The Luz De Mi Vida communal bank will begin its seventh cycle with Pro Mujer as part of the Collpani regional center. It is comprised of nine members and led by a board of directors. Oshin is the president. The businesses of the members of the communal bank are varied and include making jackets, weaving blankets, selling belts, neighborhood store, hairdressing services, selling lingerie, and selling shampoo.

The loan that they will take out will benefit small business people where Oshin is a member. She says that she joined Pro Mujer a year and a half ago. She joined by invitation from her aunt, a member of the institution. Oshin currently has a business of selling lingerie. She says that she learned this business from her sister, who has the same business. Later, she decided to set up an independent sales space because it is a good product to sell.

The loan that she will now take out is to buy lingerie that she will get at the fairs in the city of El Alto. Afterwards, she will sell it at her sales space. This way of working allows her to generate resources to support her studies as much as possible. She is single.

When asked what she likes about Pro Mujer, she responded that she likes the training about health and loans.
View original language description ↓
La A.C. “LUZ DE MI VIDA” iniciará el séptimo ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Oshin es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: costura de chamarras, tejido de mantas, venta de fajas, tienda de barrio, servicio de peluquería, venta de lencería, venta de shampoo.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Oshin es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por la invitación su tía que es socia de la institución. En la actualidad ella tiene un negocio de venta de lencería; da a conocer que este negocio lo aprendió de su hermana que tiene el mismo negocio, posteriormente decide implementar un espacio de comercialización independiente ya que es un buen producto de venta.

El crédito que ahora sacará es para el aumento de capital (compra de lencería) que adquirirá de la ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible sus estudios, ya que ella es soltera.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en el área de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,171,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De Mi Vida Group's $4,475 loan helped a member to buy lingerie.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2013
Listed
Jan 17, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014