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Jemimah E. is married and has 1 child. She has received schooling through junior high school. Jemimah sells fish which she buys from the fishermen for processing, the she makes them attractive to her costumers at Elmina, which she has done since 2003. Her husband is a fisherman. Jemimah uses her income to pay for feeding of the family and the payment of their utility bills. Jemimah will use the loan to purchase more fresh fish for sale. With the new profits from her expanded business, Jemimah plans to help her husband in the putting up of the family house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jemimah to purchase more fresh fish to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 30, 2008
Sep 16, 2008
Currency Exchange Loss:
May 15, 2009