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Vicuñitas Group
In this Group: Laura , Eusebio , Maria Rianet, Hortencia, Ceferina , Nancy, Marisol, Yolanda Epifania , Marcela
The Viceñutas communal bank will begin its fifth loan cycle with Pro Mujer as part of the Los Andes regional hub. The group is comprised of nine members and is managed by a board of directors with Laura as president. The businesses of these members are diverse and include carpentry, clothing sales, vegetable sales, blanket production and sales, general store, hardware store, flip flop sales, and sports clothing production.

The loan they will take out will benefit small business owners, including Laura. She says that she has been with Pro Mujer for four years, joining after an invitation from a member of the institution. She currently has a business selling clothes. She learned this business from her mother, who worked in the same business. This is why she decided to start her own business.

The loan she is requesting now is to increase capital by buying clothes. She will purchase the clothing along the Boliva-Peru border and then sell it in her sales space. This work will allow her to earn income to support her family since she is single with one child.

When asked what she likes about Pro Mujer, she said that she likes the health area and the training that the institution offers.
View original language description ↓
La A.C. “VICUÑITAS” iniciará el décimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Laura es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: carpintería, venta de ropa, venta de verduras, venta y tejido de mantas, tienda de barrio, ferretería, venta de chinelas, costura de deportivos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Laura es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por iniciativa de su madre, quien trabajaba en el mismo negocio, es por ello que decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las fronteras Bolivia - Perú y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $28,619,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Vicuñitas Group's $4,900 loan helped a member to buy clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2013
Listed
Jan 17, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014