The loan they will take out will benefit small business owners, including Laura. She says that she has been with Pro Mujer for four years, joining after an invitation from a member of the institution. She currently has a business selling clothes. She learned this business from her mother, who worked in the same business. This is why she decided to start her own business.
The loan she is requesting now is to increase capital by buying clothes. She will purchase the clothing along the Boliva-Peru border and then sell it in her sales space. This work will allow her to earn income to support her family since she is single with one child.
When asked what she likes about Pro Mujer, she said that she likes the health area and the training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Laura es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por iniciativa de su madre, quien trabajaba en el mismo negocio, es por ello que decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las fronteras Bolivia - Perú y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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