Check out some available loans that are similar to this one!
Marta Alicia
Marta, age 19, is the single mother of an 8-month-old daughter. The house she lives in together with her daughter and family is simple, but it is her own. Marta is a hardworking young woman who earns her living working in a nearby supermarket in her neighborhood.

Marta wants to improve the condition of her home, so she has made the decision to ask for a loan from FUSAI. She will invest the loan in the purchase of metal sheeting, wood, and nails to change the roof of the house, because it is in bad shape. Also, she wants to buy a metal door to make her home more secure.
View original language description ↓
Marta de 19 años de edad es madre soltera de una hija de 8 meses y habita en casa sencilla pero propia junto a su pequeña hija y su grupo familiar. Marta es una joven trabajadora quien se gana la vida trabajando en un supermercado cercano a su localidad. Desea mejorar las condiciones de su vivienda por lo que ha tomado la decisión de solicitar este crédito a FUSAI para invertir en la compra láminas, madera y clavos para cambiar el techo la casa ya que se encuentran en mal estado. Además, desea comprar una puerta metálica para dar mayor seguridad a su vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Marta Alicia to buy wood, metal sheeting, nails, and a door to improve the roof of her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 3, 2014
Currency Exchange Loss:
Jan 17, 2015