David is a 54 year old married man. He describes himself to be determined. He operates a farm where he grows tea. His business is located in an area that is good for tea farming and his primary customers are small scale and also tea factories. He describes his biggest business challenge to be changes in weather which affect tea growth. He will use the KES 50,000 loan to buy more stock of tea leaves for resale. His business goal is to be successful within 5 years. He hopes that in the future, he will prosper.