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Lay Ing
Lay Ing is married and has four children. She lives in a rural area of the Baray district in Kampong Thom province. She is 34-years-old and an industrious farmer who has managed a three-hectare farmland growing rice and is also involved in selling fish, which is caught by her husband. From her current businesses, she is able to make a daily income of KHR 20,000 per day.

To help Lay Ing further develop her farming business, she has requested a loan to purchase seeds and fertilizers to use on her farm. Her dreams are to expand her farming business in order to have more income for her family and save enough for future emergencies.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 4,009.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Lay Ing to purchase seeds and fertilizers to use on her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Jan 3, 2014
Currency Exchange Loss:
Dec 17, 2014