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Svetlana is married with a daughter. She is an enterprising business owner who works in the sphere of clothing sales. Svetlana runs a small business selling men's and women's clothing items in one of the most popular markets in Novomoskovsk. She has been in this trade for 11 years. Her income amounts to $1600 a month. Some of the strong characteristics of her business are its stability and the quality of merchandise offered.

Svetlana wants to get a loan of 2500 Grivnas ($US550) to purchase a wide range of clothing items which will help her improve the quality of her inventory and get more customers. Svetlana is willing to take her business one step further. She is ready to face business risks because she has weighed all her decisions before committing to anything. Moreover, she is very devoted to the success of her business and has proven that she will be able to repay this loan without a problem.

Note: This is a short term seasonal loan that will be repaid in two months.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 4.8
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Svetlana to purchase more clothing stock.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 2, 2008
Sep 18, 2008
Currency Exchange Loss:
Jan 15, 2009