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Janet's Group
In this Group: Janet, Mary, Comfort, Grace, Eunice, Matilda, Jemima
This group consists of seven members who are hardworking merchants. One of them is Janet. She is 54 years old, married, and has a child who is dependent upon her. Her business involves selling fruits and vegetables, which she has done for 5 years. The loan she is requesting will be used to buy sweet oranges, carrots, tomatoes, onions and cabbage and sell to customers.

Mary is a 40-year-old woman who sells eggs and milk. Comfort is 56 years old and sells provisions. Grace is 50 years old and sells cooking items. Eunice is 32 years old and sells materials. Matilda is 40 years and operates a cold store. Jemima is 33 years and sells spices.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Janet's Group's $1,875 loan helped a member to buy sweet oranges, carrots, tomatoes, onions and cabbage and sell to customers.
94% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2013
Listed
Jan 3, 2014
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014