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3 De Noviembre  (Cuenca) Group
In this Group: María Rosa Marina, Ana Lucia, Ana Lourdes, Rosario, María De Los Dolores, María Auxiliadora, María Etelvina
The loan group Third of November is composed of 7 women who live around the parish of Cumbe in Cuenca. This place boasts a lot of natural beauty with large mountains that surround it and its beautiful scenery from its green fields of agricultural products and pastures. Its architecture is a mix of antique and modern. The members are people that still maintain the culture and traditions of their hometowns. Their primary sources of income are agriculture, raising animals and commerce. Their primary goal is to get their families ahead.

One of the members is Ana Lourdes who is 25 years old, is married and the fruit of this union is 4 children who are 13, 11, 9 and 7 years old. Her eldest daughter studies in high school and her other children are in school. Her husband works as a mason. The house that they live in is their own. Ana Lourdes spends the majority of her time at home caring for her family, but she also helps her husband cover the expenses of their home because she works raising pigs, guinea pigs and cattle. Along with farming, this is for household consumption as well as for sales. The money from her loan will be used to purchase pigs and food for her animals. Her goal is to raise more animals to grow her business.
View original language description ↓
El grupo de crédito 3 de Noviembre está formado por 7 mujeres quienes viven por los alrededores de la parroquia de Cumbe en Cuenca, lugar que goza de mucha belleza natural, sus grandes montañas la rodean y tiene hermoso paisajes, sus verdes campos productos de la agricultura y pastos, su arquitectura es una mezcla de lo antiguo y moderno. Las socias son personas que aún mantienen la cultura y tradiciones de sus pueblos, su mayor fuente de ingresos es la agricultura, la crianza de animales y el comercio, su objetivo principal es sacar adelante a sus familias.
Una de las socias de este grupo es la Señora. Ana Lourdes, tiene 25 años de edad, es casada y fruto de su unión conyugal ha concebido 4 hijos de 13, 11, 9 y 7 años de edad, su primera hija estudia en el colegio y sus tres últimos hijos estudian en la escuela, su esposo labora como albañil, la casa en la que viven es propia.
Doña Ana Lourdes pasa la mayor parte de su tiempo en casa al cuidado de su familia, pero le ayuda a su esposo a solventar los gastos de su hogar ya que ella se dedica a la cría de cerdos, cuyes y ganado, también a la agricultura es para el consumo de su hogar y para la venta.
El dinero de su crédito es para la compra de cerdos y alimento para sus animales. Su meta es criar más animales para ampliar su negocio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of 3 De Noviembre (Cuenca) Group's $4,300 loan helped a member to purchase pigs and food for animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2013
Listed
Jan 4, 2014
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014