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Luz Y Vida  (Cuenca) Group
In this Group: Gloria Susana, María Juana, Fabiola Priscila, Zoila Cecilia, María Luisa, Zoila Margarita, Joaé María, Mónica Rocio
The “Luz y Vida” loan group is made up of 7 ladies and one gentleman who live in the Monay area of the city of Cuenca. This city is bathed by four rivers, which provide a special touch, along with its accidental geography and majestic landscapes. This city has been a World Heritage Site since 1999 and its people are known for being friendly and gentle and make their best effort to get ahead with their families. They also maintain the culture and traditions created by their forefathers.

Zoila Cecilia is one of the members. She has been active for ten years and has gotten to be very good friends with all the members of this group and the loans have helped her improve her financial situation.

She is 47 years old, married, and has three children; one of her sons is married and on his own. Her next oldest studies at university and the youngest attends the local school. Her husband works in real estate and they own their home.

Zoila Cecilia has had a family business for several years and it helps with the financial situation. She also works in real estate with her husband and they work seven days a week without a set schedule. She also raises chickens, Guinea pigs, and pigs.

She will use the money from this loan to buy aluminum, plaster, and paint for her business. Her dream is for her children to become professionals.
View original language description ↓
El grupo de crédito Luz y Vida está formado por 7 socias y 1 socio quienes viven por el sector de Monay en la ciudad de Cuenca, esta ciudad es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, esta bañada por 4 ríos los mismos que le dan un toque especial, su geografía accidentada regala mágicos paisajes. Su gente se caracteriza por ser amable y gentil, que realizan sus mejores esfuerzos para sacar adelante a sus familias, aún mantienen la cultura y tradiciones de sus pueblos, los mismos que fueron inculcados por sus padres.
Una de las socias de este grupo es la Señora. Zoila Cecilia, es una socia activa desde hace 10 años, en todo este tiempo ha llegado a tener una muy buena amistad con todas las socias que forman parte del grupo y los créditos le han permitido mejorar su situación económica.
Doña Zoila Cecilia tiene 47 años de edad, está casada y fruto de su unión conyugal ha concebido 3 hijos, uno de sus hijos ya es casado y vive independiente, su segundo hijo estudia en la universidad y su ultimo hijo estudia en una escuela de la ciudad, su esposo labora colocando cielos rasos, la casa en la que vive es propia.
La Señora Zoila Cecilia desde hace algunos años tiene un negocio familia que le ayuda a mejorar la situación económica, con su esposo se dedican a colocar cielos rasos, laboran de domingo a domingo sin un horario, ella se dedica también a la crianza de gallinas, cuyes y cerdos.
El dinero de su crédito a invertir en la compra de aluminio, yeso y pintura para el negocio. Su sueño es que sus hijos sean profesionales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Luz Y Vida (Cuenca) Group's $3,025 loan helped a member to buy building materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2013
Listed
Jan 3, 2014
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014