Ruben is 30 years old. He lives in his own home with his life's companion and their two children, aged 10 and 4. He works making bunk beds, wardrobes, file cabinets, everything out of wood. He has regular customers because he sells his products in stores that are close to his residence. With what he earns from his sales he is able to pay for some household expenses. Ruben is asking for a loan to buy necessary materials such as wood, nails, varnish, paint, etc., to keep making the furniture and earning more profits to give his family a better quality of life.
Ruben de 30 años de edad vive en casa propia con su compañera de vida y sus dos hijos de 10 y 4 años de edad, el se dedica a la elaboración de camarotes, roperos, gabeteros, etc. todo de madera, posee clientela fija ya que vende sus productos en los comercios que se encuentran cerca de su lugar de residencia, con lo que obtiene de sus ventas logra solventar algunos gastos de su hogar, Ruben esta solicitando un credito para la compra de los materiales necesarios como: madera, clavos, barniz, pintura, etc. para seguir elaborando dichos muebles y asi obtener mejores ganancias para darle a su familia una mejor calidad de vida.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.