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Maria Mercedes
Maria Mercedes, 32, is a single mother with a young son. She is originally from León, located in the western part of the country. She is known for being a hard worker and a responsible person with a desire to overcome. Unfortunately, she wasn't able to study a degree and she saw the need to work at an early age. At the present time, she is striving to offer her son a better future.

Thanks to her efforts and her desire to come out ahead, as an economic activity she sells soft drinks and drinks out of a room in her house. She works around 8 hours a day.

The loan will be used to invest in working capital and provide her business with the purchase and sale of soft drinks and natural drinks such as pineapple, passion fruit, papaya, cacao, banana and milk, so that in the near future she can obtain a better income.

Maria Mercedes is grateful to Kiva lenders for the help they offer to people of limited resources and poor countries such as Nicaragua, in order to have ways of earning a living with dignity.
View original language description ↓
María Mercedes de 32 años de edad, madre soltera con un hijo menor de edad. Es Originaria de león, lugar que está ubicado en la zona de occidente del país. Se caracteriza por ser trabajadora, responsable, con ganas de superación personal. Lamentablemente no pudo cursar una carrera y se vio en la obligación de trabajar a temprana edad. En la actualidad lucha para brindarle un futuro mejor a su hijo.

Gracia a su esfuerzo y sus ganas de salir adelante tiene por actividad económica la venta de gaseoasas y refrescso en su casa de habitacion. Ella dedica a su negocio unas 8 horas diarias El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta cajillas y gaseosas y refrescos naturales como pina, calala, granadia, papalla, cacao, banano con leche, para que en un futuro no muy lejano pueda obtener mejores ingresos. María Mercedes agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Mercedes to invest in working capital and to supply her business with soft drinks and natural drinks such as cacao, banana and milk, fruit salad, passion fruit, pineapple, and dragon fruit.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 3, 2013
Jan 2, 2014
Currency Exchange Loss:
Sep 17, 2014