Mujeres Emprendedoras - Chilca Group
Update on Mujeres Emprendedoras - Chilca GroupJessica is 26 years old. She lives with her partner and has two children, aged 3 and 5. After finishing her secondary education, she started working to help her parents.
She principally works with wool fabrics to make clothing, particularly stockings, caps and sweaters for both girls and boys. She makes these in a variety of colors, depending on the customer's order. She learned to sew and weave from her older sister, who had been in this same line of work for a long time.
Jessica is in her first year with Edaprospo. The money from this loan is for buying wool, thread, buttons, and clasps so that she can make her clothing. Christmas was coming up and there are many orders to fill at that time of year.
In the future, she would like to have more sewing machines so that she can hire other people who need work. Jessica is grateful for the trust shown in her and for the provided money that she will invest in her business and use to increase her income to support her household.
Jessica is the one in the green sweater, first on the right.
Ella se dedica a los tejidos en lana sobre todo pantis, gorros y chompas para niños y niñas los hace de diversos colores de acuerdo a los pedidos de sus clientes (tiendas), a ella le enseñó a tejer su hermana mayor que desde mucho más antes se dedica a este negocio.
Jessica ya trabaja 1 años con Edaprospo el dinero que obtuvo es para la compra de lana hilos, botones, cierres, para elaborar sus tejidos, ya que se acercan las fiestas navideñas y tiene muchos pedidos
En el futuro le gustaría comprar más maquinas de tejer y dar empleo a otras personas que necesitan trabajar.
Jessica esta agradecida por confiar en ella en otorgarle dinero que lo invertirá en su negocio y le generará más ingresos para su hogar.
Jessica esta vestida con chompa de color verde y es la primera de la derecha.
Previous Loan DetailsNancy is one of the members of the “Mujeres Emprendedoras” (Enterprising Women) group consisting of 8 people, all women, who are very hardworking and enthusiastic. Nancy is 35-years-old and the only source of support for her six-year-old son, her father and her siblings. She is one of the… More from Mujeres Emprendedoras - Chilca Group's previous loan »
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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