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San Martin  - Izcuchaca Group
In this Group: Urbana, Lucia, Celia Leonisa , Clara, Merlica Fautina, Perpi Socorro*, Luz Blanca, Luis, Rocio Del Pilar*, Irene Evangelista, Urbana
* not pictured
Clara is an enterprising woman, age 39, single, and has two school-aged children.
She spells special bread in the local plaza and uses her income to cover the household costs and, above all, for the education of her two young children.
Clara started this business at a very young age, because she helped her parents.
She starts selling her breads at 4:00 am and works until 5:00 pm, every day.
Her greatest dream is to have a bakery and for her children to be professionals; she was only able to attend primary school.
She is very happy and grateful for the help of having this loan to invest in her business.
In the photo, Clara is the first on the left, wearing a black polo.
View original language description ↓
CLARA ES UNA MUJER EMPRENDEDORA QUE TIENE 39 AÑOS DE EDAD,SOLTERA Y A SU CARGO TIENE 02 HIJOS EN ETAPA ESCOLAR.
ELLA TRABAJA VENDIENDO PANES ESPECIALES EN LA PLAZA DE SU LOCALIDAD, LOS INGRESOS QUE OBTIENE DE ESAS VENTAS, LO UTILIZA PARA SUS GASTOS DEL HOGAR; Y SOBRE TODO PARA LA EDUCACIÓN DE SUS 02 MENORES HIJOS.
CLARA EMPEZÓ CON ESTE NEGOCIO DESDE MUY NIÑA,POR QUE AYUDABA A SUS PADRES.
ELLA EMPIEZA A VENDER SUS PANES DESDE LAS 4:00 A.M HASTA LAS 5 DE LA TARDE, DE MANERA DIARIA.
SU MAS GRANDE SUEÑO ES EL DE TENER UNA PANADERÍA Y QUE SUS HIJOS SEAN PROFESIONALES, YA QUE ELLA SOLO PUDO ESTUDIAR LA PRIMARIA.
ELLA SE ENCUENTRA MUY CONTENTA Y AGRADECIDA POR EL APOYO QUE SE LE BRINDA AL OTORGARLE DINERO PARA INVERTIRLO EN SU NEGOCIO.
EN LA FOTOGRAFÍA SE PUEDE VER A CLARA CON UN POLO DE COLOR NEGRO, ES LA PRIMERA DE LA IZQUIERDA.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Martin - Izcuchaca Group's $4,225 loan helped a member to buy flour, bags, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 20, 2013
Listed
Jan 2, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014