In this group of women, Fatoumata B. sells tomatoes. She is standing in the middle of the photo. With her loan she plans to buy 60 baskets of tomatoes. She sells these goods at a market and from home for cash to male and female customers.
Fatoumata B. hopes to earn an average monthly profit of 65,000 francs CFA, in which a part will be used to pay back the loan and the interest and the other part will be put in savings.
Elles sont à leur neuvième prêt avec l’institution de micro finance Soro Yiriwaso, dans le souci de satisfaire le besoin de leur clientèle.
Mme FATOUMATA B. fait la vente de tomates dans ce groupe de femmes. Elle est la debout au milieu sur la photo.
Elle compte acheter avec son prêt 60 paniers de tomates. Elle vend ses articles au marché et à la maison au comptant à une clientèle constituée de femmes et d’hommes.
Elle envisage réaliser un bénéfice mensuel moyen de 65 000 francs CFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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