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Irgash is an elderly but still very active resident of the Shahrituz region. He is 58 years old. He raises crops. He is helped by his family. Irgash as head of the family always thinks about the wellbeing of the family.

Now he intends in parallel with the crops to start a profitable livestock business. Irgash is interested in buying and selling cattle. For conducting this business, he has created all the conditions. In addition, he has experience in raising livestock, since he keeps in his yard a few cattle for the household needs of the family.

In order to start a business, Irgash is requesting a loan to buy five heads of cattle. Every month, he will buy another five heads of cattle, fatten them over the course of 30-35 days and then sell them at a premium. He is awaiting support.
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Иргаш пожилой, но все еще активный житель района Шахритус. Ему 58 лет. Он занимается растениеводством. Ему помогает семья. Иргаш как глава семьи всегда думает о благополучии семьи. Сейчас он намерен параллельно с растениеводством начать прибыльный животноводческий бизнес. Иргаш интересуется куплей и продажей крупнорогатого скота. Для ведения данного бизнеса, у него созданы все условия. К тому же он имеет опыт в выращивании скота, так как держит в своем дворе несколько скотов для хозяйственных нужд семьи. Чтобы начать бизнес Иргаш просит кредит для купли 5 голов крупнорогатого скота. Он каждый месяц будет закупать по 5 голов скота, откармливать их в течение 30-35 дней и затем продавать с наценкой. Он ждет поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 170
    View loans »
    Tajikistan Loans Fundraising
  • $29,662,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,525 helped Irgash to buy five heads of cattle.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 31, 2013
Currency Exchange Loss:
Mar 1, 2014