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Jose Raul
Jose is 23 and works as a moto-taxi driver. He works about 10 hours a day as this is his only way of making money in order to make progress and, above all, to be able to cover the costs of his studies. He is currently studying a technical course on dental prosthesis. This is why he makes a lot of effort and looks after his customers in a very friendly way. Jose is grateful to Kiva lenders since, thanks to their help, he can buy a dining-room table for his home, because at the moment he hasn't got one. In this way he can improve the quality of life for his family and, most of all, he can continue to fight to make his dream a reality: to have his own dental consultancy.
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Jose tiene 23 años y trabaja como chofer de mototaxi, el labora alrededor de 10 horas al día ya que esta es su única fuente de ingresos para poder salir adelante y sobre todo poder solventar los gastos de sus estudios, ya que se encuentra estudiando la carrera técnica de prótesis dental; es por ello que se esfuerza mucho y atiende a sus clientes con mucha amabilidad.

Jose está agradecido con los prestamistas kiva ya que gracias a la ayuda que le ha n brindado el podrá comprar una mesa de comedor para su hogar, ya que actualmente no tiene y de esta manera podrá mejorar la calidad de vida de su familia y sobre todo poder seguir luchando para poder hacer realidad su gran sueño:” Tener su propio consultorio dental”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD