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Sandra Fabiola
Sandra is 23 years old. She is married and lives with her husband and their two children, who are ages two and three. She lives in the canton of Pueblo Viejo, in Los Ríos province.

Her solidarity group is La Paulina, located in the parish of Puerto Pechiche in La Paulina, which belongs to the canton of Pueblo Viejo. The members of this solidarity group work farming and raising livestock.

Sandra is a farmer growing corn and rice and raising animals. She has been doing this for three years. She buys her products in Ventanas and sells them in the market of that town.

She is requesting this loan to buy supplies and fertilizer for growing corn and rice. The loan has helped her increase the income available to her family and to invest. Her dream is to have a cacao plantation. In her spare time, she enjoys playing with her children.
View original language description ↓
Sandra tiene 23 años de edad estado civil casada vive con el esposo y con sus hijos de 2 y 3 años, Vive en el Cantón Pueblo viejo provincia de los Ríos.
La ventanilla se llama LA PAULINA se encuentra ubicada en el parroquia Puerto Pechiche recinto La Paulina, pertenece al cantón Pueblo Viejo esta ventanilla se dedica a labores agrícolas y pecuarias.
Sandra se dedica a la agricultura a la siembra de maíz y arroz desde hace tres años y a la cría de animales. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.
El crédito solicito para la compra de insumos y fertilizantes para la siembra de maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener un sembrío de cacao.
Le gusta jugar con sus hijos en sus tiempos libres.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sandra Fabiola to buy farming supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 19, 2013
Dec 31, 2013
Currency Exchange Loss:
Aug 17, 2014