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Alma Sixtina
Alma is a young woman, 30 years old, graduated from high school in science and letters. She is married with he who, today, is her husband, who is a farmer. She is a mother of two children, the eldest is 10 and, next year will go to fifth grade in the community school. With the company of her husband they farm, involving only themselves. In addition, she works as a volunteer teacher in the kindergarten of her community, which is in front of her house. Right now, they have another daughter who is three months old and they live next to the house of her parents. Her economic income depends on the coffee plants, work that she has been doing for the past five years, learning from her parents and in the company of her husband.

Also, she has participated in the school about coffee cultivation, which was seemed very important to her and she has been putting it to practice already by itself and alongside her husband. Therefore, she can carry out all of the tasks concerned with coffee cultivation. The land that they work is their own, which they acquired thanks to inheritance. The other part was purchased for which they thank God for being lands which produce coffee. They are located 10 minutes from their house, to which they drive in a motorcycle or car. Lately, she has not been involved much in the care and maintenance because of the pregnancy and care of her youngest daughter.

Her goals, plans and dreams are to maintain her coffee plants in excellent conditions and buy more land to grow coffee in a better variety. In this manner, she will assure and give a much better level of life to her family, above all her daughters, whom she wishes to prepare with a university career and wishes that they find good work so that they have other income.

Because of this, these days she has applied for financing, which she will invest in pruning a part of her crop that is old so that she can get more money, fertilize, foliate and pay labor to give maintenance to said crop.
View original language description ↓
Alma es una joven de 30 años de edad graduada de bachiller en ciencias y letras, casada con el que hasta hoy en día es su esposo el cual es agricultor madre de 2 hijos la mayor tiene 10 años de edad quien el próximo año va a quinto grado en la escuela de la comunidad. En compañía de su esposo trabajan la agricultura involucrándose únicamente ellos 2 que además ella trabaja como maestra voluntaria en el kínder de su comunidad el cual está frente a su casa, ahora tienen otra niña la cual tiene tres meses de nacida y viven al lado de la casa de sus padres. Su ingreso económico depende del cultivo de café rubro al que se dedica desde hace 5 años aprendiendo de sus padres y en compañía de su esposo. Además de que ella había tenido una inducción en el colegio sobre el cultivo de café lo cual le pareció muy importante y lo ha estado poniendo en práctica ya en lo propio y junto a su esposo por lo cual ella puede realizar todas las tareas concernientes al cultivo del café. El terreno que trabajan es propio el cual lo adquirieron gracias a una herencia y la otra parte fueron una compra por lo que agradecen a Dios por ser tierras productoras de café ubicadas a 10 minutos de su casa de habitación a la cual se dirigen en moto o carro. Ella últimamente no se ha involucrado mucho en el cuidado y mantenimiento por el embarazo y cuidado de su hija menor.
Sus metas, planes y sueños mantener sus cultivos de café en excelentes condiciones, comprar más tierra para cultivarlo de café en una mejor variedad y de esa manera asegurar y darle un nivel de vida a su familia mucho mejor sobre todo sus hijas quienes quisiera que se prepararan con una carrera universitaria y que encuentren un buen trabajo para que tengan otros ingresos.
Por lo que hoy en día ha solicitado financiamiento el cual invertirá en podar una parte de su plantación que esta vieja para que retoñe plata nueva, abonar, foliar y pagar mano de obra para darle mantenimiento a la misma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 12
    View loans »
    Honduras Loans Fundraising
  • $8,228,875
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Alma Sixtina for assistance and purchase of agricultural supplies for her coffee plants.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 27, 2013
Listed
Dec 30, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014