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Margaret's Group
In this Group: Margaret, Abigail, Victoria, Rose, Eunice
Margaret is a member of this group and lives in Dansoman. She is 31 years old and married to Benjamin, a carpenter. Together they have two children, ages of 15 and 8, who are in school.

Margaret has been selling fried fish for six years. This is her forth loan cycle with ID Ghana. With the Kiva loan that she receives, she will increase her capital and buy two cartons of fish to fry and sell to customers to earn more money. In the coming years, she would like to buy a plot of land and to see her children in school.

Margaret, together with four others, need a total amount of GHS 5,400 to grow their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Margaret's Group's $2,300 loan helped a member to buy two cartons of fish to fry and sell to customers to earn more money.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 30, 2013
Dec 30, 2013
Currency Exchange Loss:
Jul 17, 2014