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This 30- year resident of the district Kubad is named Islom. Islom is novice animal breeder. He's going to start a business of growing cattle for sale. Islom is a prudent businessman. According to him, this business is profitable, as there is always a market demand for cattle. Islom has a cowshed at the court of his house and some savings, and he has already prepared his mini-business plan. Currently he requests a loan to buy a few heads of cattle. With this new business Islom will improve living conditions of the family. During New Year's Eve time, he has high hopes for support.
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Этого 30-летнего жителя района Кубадиён зовут Ислом. Ислом начинающий животновод. Он собирается заняться выращиванием крупнорогатого скота для продажи. Ислом расчетливый бизнесмен. По его словам данный бизнес является прибыльным, так как на рынке на скот всегда имеется спрос. Ислом имеет коровник при дворе дома и немного сбережение, а также он уже подготовил свой мини бизнес план. В данный момент он просит кредит, чтобы купить несколько голов крупнорогатого скота. Ислом занявшись этим прибыльным бизнесом, сможет улучшить условия быта семьи. В канун Нового Года он очень надеется на поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,950 helped Islom to purchase several heads of cattle.
83% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Dec 30, 2013
Currency Exchange Loss: