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Gavharbi is a 28-year-old married woman with two sons. She resides with her family in the Hamadoni area. Gavharbi intends to start a sewing business. She has a talent with sewing. Dresses that she sews for herself are always beautiful. Now she decided to use her talent and to earn a living in this way. To realize her goal, Gavharbi is requesting a loan. She plans to buy a modernized sewing machine. According to Gavharbi, sewing services in their region are in very high demand, since many women and girls prefer to sew dresses in their own size. She believe in the success and hopes for support.
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Гавхарби 28-летняя замужняя женщина с двумя сыновьями. Она проживает со своей семьей в районе Хамадони. Гавхарби собирается начать швейное дело. Она имеет талант шитья. Платья, которые она шьет для себя всегда получаются красиво. Теперь она решила использовать свой талант и зарабатывать этим путем. Гавхарби для реализации цели просит кредит. Она планирует купить модернизированную швейную машинку. По словам Гавхарби услуга швеи в их районе очень востребованная, так как многие женщины и девушки предпочитают шить платья на свой размер. Она верит в успеха и надеется на поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Gavharbi to purchase a sewing machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Dec 30, 2013
Currency Exchange Loss:
Jan 17, 2015