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Marine is 51 years old and she lives in the city of Spitak in Lori region. She has two daughters: the elder is married and living with her family, and her younger daughter is a student at the Yerevan State Conservatory Musical Institute. Marine’s husband died several years ago, and since their children were small Marine had to endure many difficulties alone in order to provide her daughters with good living conditions. As a result of her great efforts, both of her daughters have received higher education.

Marine works at the bank as a senior specialist. She lives alone, because her younger daughter who is a student lives in Yerevan in a rented flat. She is a very talented and clever girl. She simultaneously works at the choir.

Marine is asking for a loan of 800,000 Armenian drams in order to pay for her daughter’s postgraduate course and to buy some furniture for the rented flat where her daughter now lives.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,400
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $12,655,100
    Funds lent in using Kiva
  • 404.9
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,000 helped Marine to pay for her daughter’s postgraduate course and to buy some furniture for the rented flat where her daughter lives.
56% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Dec 28, 2013
Currency Exchange Loss: