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Lungset Lom Group
In this Group: Hatneithem, Themjahoi, Konneilhing, Hoikim, Thangneng, Nengpilhing, Kimlhing, Neijahat, Ngahneilhing, Hoineithem, Deilhing, Hoinu
Living her life as a refugee because of ethnic clashes since 1995, Hatneithem lives in a village which is about 45 kms from the main town of Imphal. The other group members also live in the same village. Hatneithem is the featured borrower member for the Lungset Group and she is pictured with her hand raised. Starting a new life after the ethnic clashes was not easy; financial insecurity paralysed their life. Her husband and she have geared up together to start a new beginning and work very hard, encouraging one another.

Hatneithem is a weaver. She weaves different designs of woven clothes for both women and men. At the beginning, she used to ask the customers to bring their own yarn/thread for weaving, and she usually gets paid for the labour charge only. She did not have the option to purchase yarns and thread for the customers as she did not have financial resources. After she joined the Lungset group, Hatneithem was able to purchase her choice of yarn and thread and makes more profit than before. The generated income is meager and is insufficient to manage the family expenses.

With the Kiva loan, Hatneithem will purchase yarn and thread to stock and start weaving. With sufficient supply of yarns and thread, one can manage to weave, making woven clothes for both men and women, which is a very good source to generate income. Hatneithem is glad that, with the help of the loan, she will be able to continue the weaving business and also manage the family financial expenses with the generated income. Her only wish is to give good education to her kids so they will be able to stand on their own feet and become successful academically.

Hatneithem says “Thank you, Kiva!” The support and unending co-operation is hoped for and the group will also abide and practice the good message that Kiva is doing. The rest of the group members are engaged in piggery, cattle rearing, weaving and petty businesses.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 19
    View loans »
    India Loans Fundraising
  • $4,283,575
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Lungset Lom Group's $2,675 loan helped a member to purchase and stock yarn and thread for weaving.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 19, 2013
Listed
Dec 28, 2013
Currency Exchange Loss:
Possible