Cathy is a 23-year-old married woman with two children. She would like to start a small business, selling ie lavalava [a traditional type of clothing, worn as a skirt] in her community. In order to do this, Cathy needs a loan to buy a design board, paint brush, fabric material, needles, threads and a new sewing machine. She hopes to use her profits to save for family needs. She has been a member of SPBD since 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.