Debbie is 42 years old and married with three children. She makes and sells pancakes to earn a living and has been doing this for two years. She has requested a loan to buy sugar, flour, cooking oil, a large cooking pot, a large frying pan and a new oven. She plans to use her profits to extend her business. She joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.