Ulalei is a 33-yearold woman who is married with four children. She has a small business, a taxi service. She needs a loan to buy engine oil, seat covers, fluid and a spare tire.
She will use her profits to help her family living and upgrade her business. Ulalei joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.