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Madres Emprendedoras Group
In this Group: Ofelia Soledad, Sandra Cecilia, Graciela Janet, Elizabeth Liliana, Jacqueline Magalimy, Emma Karen
The "Madres Emprendedoras" communal bank is made up of 6 hard-working members. Graciela is 35 years old and is the treasurer for the group. Graciela is single and is the sole provide for her household, which includes her mother who is in poor health. She has a small store where she sells a variety of products, and also sells beauty products. She has been doing this for 20 years. Her customers include her friends, family and people in her neighborhood. Thanks to the income from her work she and her mother are able to live with dignity. With the loan requested she will be able to buy Christmas products for her store, and expects to have good sales. The group is grateful to lenders for the loan provided. In the photo Graciela is wearing a black sports jacket with white stripes.
View original language description ↓
La Alcancía Comunal “Madres Emprendedoras” está conformada por 06 socios trabajadores. Graciela de 35 años es una de sus socias y la tesorera del grupo. Graciela es soltera es el único sustento de su hogar y su madre que esta delicada de salud. Ella tiene una bodega donde vende diversos productos, también se dedica a la venta de productos de belleza, empezó este negocio hace 20 años, entre sus clientas están sus amistades, familiares y personas de su zona. Gracias a los ingresos que percibe por su trabajo tanto ella y su madre pueden vivir dignamente. Con el préstamo solicitado podrá adquirir productos navideños para su bodega de esa manera espera tener buenas ventas. El grupo agradece a los inversionistas por el crédito brindado en la foto Graciela viste casaca deportiva negra con rayas blancas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Madres Emprendedoras Group's $4,900 loan helped a member to buy Christmas products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Dec 29, 2013
Currency Exchange Loss:
May 17, 2014