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Ramon Antonio
Ramón is a 49-year-old man who is very responsible with his household obligations. He is always known for providing the best for his family. Ramón currently lives with his wife and two children. He is very a hard worker who is always cheerful and enthusiastic. Ramón is a farmer who every year always grows basic staples of the area, such as corn and beans. He also cultivates sugar cane.

Ramón wants to increase his sales, so he visited the offices of Apoyo Integral in order to request a loan for buying seeds, compost, fertilizers, pesticides, and other supplies. He would like to have the help he requested since he has no other sources of income. This will enable him to provide for his household needs without any limitations.
View original language description ↓
Ramón de 49 años de edad es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su familia. Actualmente vive junto a su esposa y sus dos hijos, el es muy trabajador, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora siembra todos los años los principales granos básicos de la zona como lo son: maíz y frijol también cultiva caña de azúcar, Ramón desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 642
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ramon Antonio to buy seeds, compost, fertilizers, pesticides, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2013
Dec 29, 2013
Currency Exchange Loss:
May 18, 2014