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Santos Heriberto
Santos, age 47, lives with his life partner and their two children. He has a metallic structure workshop where he makes doors, railings, and grilles, among others. He has been in this business for several years. He has a lot of experience that helps him improve his work each day.

So far the business has given him very good results because he has gotten a lot of customers who seek him out for the quality of his work, the accessible prices, and, above all, because he always does the work to his customers’ liking. Santos is a very hard-working, honest, and, above all, humble man. He is always eager for new opportunities that will allow him to improve himself and be successful.

He wants to make the business grow, but he needs capital to buy material. That is why he is requesting a loan from Integral, which will allow him to buy iron, metal, and tools, etc. Santos has good credit references. He is sure that he will be able to repay the debt and bring financial security to his household.
View original language description ↓
Santos de 47 años de edad vive junto a su compañera de vida y sus dos hijos, el posee un taller de estructuras metálicas donde elabora puertas, balcones, rejas entre otros, tiene varios años de dedicarse a este negocio y tiene mucha experiencia que le ayuda a mejorar cada día su labor, hasta ahora el negocio le ha dado muy buenos resultados ya se hizo de mucha clientela pues lo buscan por la calidad de su trabajo, por los precios accesibles pero sobre todo porque siempre realiza el trabajo al gusto del cliente; Santos es un hombre muy trabajador, honesto y sobre todo humilde, siempre está a la expectativa de nuevas oportunidades que le permitan superarse y llegar al éxito; quiere hacer crecer el negocio pero necesita de capital para compra de material por eso le solicita a INTEGRAL un crédito que le permita comprar, hierro, metal, herramienta etc. Santos tiene buenas referencias crediticias y está seguro que podrá saldar la deuda y a la vez llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 597
    View loans »
    El Salvador Loans Fundraising
  • $23,525,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Santos Heriberto to buy iron, metal, and tools, etc.
93% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 27, 2013
Listed
Dec 29, 2013
Currency Exchange Loss:
N/A