Mrs. Le Thi N. is 35 years old. Joining TYM in 1997, she borrowed her first loan worth VND 500,000 to buy pigs and fruit trees for her agricultural business. After 10 years in TYM, her family's economy is more stable. In their free time, her husband works for other people and she buys and sells rice. With a stable income of VND 2 million per month ($125 USD), her family's living conditions have improved and they can pay for their children's education. For the next loan cycle, she is asking for VND 10 million ($625 USD) to invest in livestock.