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Yasmeen's Group
In this Group: Yasmeen, Sabra, Shahnaz, Sugran, Rani, Kubra
Yasmeen baji, the wife of G. N., has been living in an area of Lahore, Pakistan called Ismail Nagar for the last 17 years. She is the mother of four children: two sons and two daughters. Her eldest son works in 'PEL' (a famous electronics company) while her other son is in 7th standard. Her daughters are in 10th standard. Yasmeen baji's husband has been a driver by profession for the last five years, while she has operated a business selling clothes for the last 10 years. Yasmeen baji fully repaid her first loan from Asasah (a microfinance institution of Pakistan) and is now requesting a loan to buy more clothes to resell.

She is joined in her loan group by five other members. Sabra baji and Shahnaz baji each want a loan to buy clothes to resell; Sugran baji and Rani baji each want to buy material (woods and wood polisher) for their furniture making business, while Kubra baji wants a loan to buy more clothes to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 483
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 75.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yasmeen's Group's $1,025 loan helped a member to buy more clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 30, 2008
Sep 16, 2008
Currency Exchange Loss:
Dec 2, 2009