Mrs. Dao Thi T., 45 years old, is borrowing 4,704,000 VND T. buy soybeans T. make tofu and sell it at the market. Her family also keeps livestock in addition T. the tofu business. She has two children who are in college. The family's average income is about 100,000 VND per day. She has had many difficulties in managing the many daily tasks of the business, but is still participating in the program as a group leader because she really enjoys the opportunities that the loan money has brought her, and also thinks the repayment method is a great fit with the family. Her group includes: Mrs. Mien Thi N., 49 years old, borrowing 4,256,000 VND T. make rice noodles and raise livestock; Mrs. Mai Thi T., 45 years old, is borrowing 4,256,000 VND T. raise livestock and sell fruits; Mrs. Thuy Thi D., 58 years old, borrowing 4,256,000 VND T. make eggroll wrappers and raise livestock; Mrs. Loan Thi T., 25 years old, borrowing 3,808,000 VND T. do business trading goods, in her spare time she also helps her husband in his construction work.
Tô Thị Đào: 45 tuổi. Ms : 13.03.0026. Mức vay: 4.704.000. Cô Đào vay vốn về để mua đậu tương làm đậu phụ mang ra chợ bán. Nhà cô vừa làm nghề đậu vừa chăn nuôi lợn. Cô có hai dứa con đang học đại học. Thu nhập bình quân của gia đình cô khoảng 100.000 đồng/ ngày. Cô đã lo toan công việc hàng ngày vất vả nhưng cô vẫn tham gia làm trưởng nhóm của chương trình, vì cô rất thích chương trình tạo cho cô có thêm vốn để làm ăn và cách trả cũng phù hợp với gia đình cô.
Ngô Thị Miên: 49 tuổi. Ms: 13.03.0027. Vay mức: 4.256.000đồng. Cô Miên vay vốn về để làm bún và chăn nuôi.
Trần Thị Mai: 45 tuổi. Ms: 13.03.0028. Vay mức: 4.256.000đồng. Chị Mai vay vốn về để chăn nuôi và đi chợ bán hoa quả.
Dương Thị Thuỷ: 38 tuổi. MS: 13.03.0030. Vay : 4.256.000 đồng. Chị Thuỷ vay vốn về để làm bánh đa nem và chăn nuôi.
Trần Thị Loan: 25 tuổi. MS: 13.03.0029. Vay 3.808.000đồng. CHị Loan vay vốn để đi chợ , lúc rảnh rỗi chị phụ chồng đi lam thợ xây.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.