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Rakhmonali is a resident of the Farkhor region. He is 58 years old. For a period of 23 years he has worked at a cotton gin plant as an accountant. Rakhmonali has a wife, four daughters and one son. His only son is currently abroad as a migrant worker.

Rakhmonali would like to start a cattle breeding business in parallel with his job. He has a cowshed and starting capital of 600 US dollar. He requests a loan of 800 US dollar in order to start the business. For this money he has decided to purchase some young bull-calves.

Rakhmonali is a prudent person, and has already prepared a business plan, which he will work according to.
View original language description ↓
Рахмонали пожилой житель района Фархор в возрасте 58 лет. Он в течение 23 лет работает в хлопкоочистительном заводе в качестве бухгалтера. У Рахмонали жена, четверо дочерей и один сын. Его единственный сын сейчас находится за пределами страны на заработках.
Рахмонали хочет параллельно начать животноводческий бизнес. У него есть коровник и начальный капитал в размере 600 долларов США. Рахмонали еще просит в кредит 800 долларов, чтобы начать бизнес. Он на эти деньги собирается купить пару молодых бычков. Рахмонали предусмотрительный человек и заранее подготовил бизнес-план, согласно которому он будет действовать.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rakhmonali to purchase bull-calves in order to start a cattle breeding business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Dec 27, 2013
Currency Exchange Loss:
Apr 17, 2015