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Tilovat is a skilled and capable young girl of the age of 22. She is married and lives with her husband in the city of Vahdat. Tilovat has a talent for sewing. She sews beautiful national dresses of different styles. She does not work anywhere, and stays at home.

Currently, Tilovat has decided to start earning money and offer a sewing service from her home. She has a sewing machine, but it is very old and it is difficult to sew with it. Therefore, she applied for a loan to purchase a modern sewing machine. Tilovat's mother-in-law will help with the sewing business.
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Тиловат умелая и способная молодая девушка в возрасте 22-х лет. Она замужем и живет в доме мужа в городе Вахдат. Тиловат имеет талант шитья. Она шьет себе красивые национальные платья разных фасонов. Она нигде не работает и сидит дома. Сейчас она решила начать зарабатывать и предоставлять услуги швеи у себя дома. У Тиловат есть швейная машинка, но она очень старая и на нем трудно шить. В связи с этим она обратилась за кредитом, чтобы купить модернизированную швейную машинку. Тиловат в ее швейном деле будет помогать свекровь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,950 helped Tilovat to purchase a digital sewing machine.
74% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Dec 27, 2013
Currency Exchange Loss: