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Ranko lives in a minority community in Kosovo and is a 55-year-old married father of two grown children, one boy and one girl. He works as veterinarian and serves all of the nationalities and people that are living in Kosovo, while his wife is a housewife taking care of their home.

Ranko’s son recently got married and they are living in the same house. Therefore, Ranko is requesting a loan in order to purchase the necessary building materials for renovating the second floor such as shingles, gravel, and cement. This will allow his son to be able to live separately with his wife and future family. He believes that this loan will help to improve the overall living conditions and environment for his family as Ranko dreams to have a finished home to enjoy with his family in a healthy and comfortable environment. He wants to thank all of the lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,075 helped Ranko to purchase the necessary building materials for renovating the second floor.
89% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Dec 27, 2013
Currency Exchange Loss: