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Almardon is 54 years old and lives in the Shahrituz region. He is a farmer who grows crops, and he is also married with children. He is now starting a new business raising livestock for resale. The climate and natural surroundings in his region are good for this kind of work. For this reason, Almardon is asking for a loan to buy three cows. He will keep the cows in a barn at his home and he already has enough feed for them. Almardon definitely needs this loan and he is counting on your support.
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Алмардон 54-летний житель района Шахритус. Он фермер и занимается выращиванием сельскохозяйственной культуры. Алмардон женат, имеет детей. Он сейчас начинает новый бизнес по выращиванию крупнорогатого скота для дальнейшей продажи. Сам климат и природа района благоприятная для ведения данной деятельности. В связи с этим Алмардон просит кредит, чтобы купить трех голов крупнорогатого скота. Он будет держать скот во дворе дома в сарае, и уже запасся кормом для скота. Алмардон действительно нуждается в данном кредите и надеется на поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Almardon to buy three cows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 27, 2013
Currency Exchange Loss:
Jan 17, 2015