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Mahmadrajabi is a beginner entrepreneur, living in the Yavan district. He is 53 years old. He spent several years going to Russia with his sons for work. Now he decided not to leave his country anymore and open his own business here. Mahmadrajabi plans to get involved in selling men's clothing, however, Mahmadrajabi needs a loan to start his business. He is requesting a loan in the amount of 3000 US dollars. Mahmadrajabi plans to use this loan to buy a collection of seasonal men's clothing. He will bring merchandise from a wholesale market in the city of Dushanbe and sell it at his own store in the Yavan district at a retail price. He is hoping for Your support. If he opens his business, he will provide himself and his sons with work, and they will no longer have to leave their country and travel foreign lands searching for work. At the onset of the New Year, Mahmadrajabi believes in a miracle and making his set goals come true.
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Махмадрачаби начинающий предприниматель, живет в районе Яван. Ему 53 года. Он в течение нескольких лет ездил со своими сыновьями в Россию на заработки. Теперь он решил больше не покидать свою страну и здесь открыть собственный бизнес. Махмадрачаби планирует заняться продажей мужской одежды. Он уже в хорошем месте взял в аренду помещение и будет использовать его в качестве магазина продажи мужской одежды. Однако чтобы начать свой бизнес Махмадрачаби нуждается в кредите. Он просит в кредит 3000 долларов США. Махмадрачаби собирается на сумму кредита закупить коллекцию сезонной мужской одежды. Он будет привозить товар с оптового рынка города Душанбе и продавать в своем магазине в районе Яван по розничной цене. Он надеется на Вашу поддержку. Если он откроет бизнес, он обеспечит себя и своих сыновей работой, и им больше не придется покидать страну и скитаться по чужим краям в поисках работы. В канун Нового Года Махмадрачаби верит в чудо и в осуществлении своих намеченных целей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 231
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Mahmadrajabi to buy seasonal men's clothing and start his own business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Dec 26, 2013
Currency Exchange Loss:
Oct 17, 2015