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Zafarjon is a hardworking and responsible 35 year-old man. He is married and has three children. Zafarjon and his wife live happily and try to raise their children to become good people. He and his wife are very glad to be raising their children. Zafarjon is involved in his own business in order to have an income for living. Zafarjon has been working as a taxi driver for a long time. He owns a car for this occupation, but this car has been serving him for a long time and had to be repaired many times. This is why he is currently planning to purchase a new, improved car in order to run and expand his business. This business yields a good income for Zafarjon, but it is only enough for living expenses. And he needs money to buy a new car. This is why Zafarjon came to Arvand and wants to obtain a loan to buy a car in order to run his business. He hopes for a positive result and thanks Arvand in advance for the support.
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Зафарчон трудолюбивый и ответственный мужчина в возрасте 35 лет. Он женат и имеет троих детей. Зафарчон со своей женой живут дружно и стараются воспитывать своих детей хорошими людьми, он и его жена очень рады растить своих детей. Для того, чтобы иметь доход на проживание Зафарчон занимается своим бизнесом. Зафарчон уже давно работает таксистом. У него имеется для этого собственный автомобиль. Но эта машина служит ему уже долгое время и много раз приходилось её чинить. Поэтому сейчас он планирует купить новую, более улучшенную машину для ведения и расширения своего бизнеса. Этот бизнес приносит Зафарчону хороший доход, но его хватает только на проживание. А для того, чтобы купить новую машину требуются денежные средства. Поэтому Зафарчон обратился в Арванд и хочет получить кредит на покупку машины для ведения своего бизнеса. Он надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zafarjon to buy a new car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 26, 2013
Currency Exchange Loss:
Jan 17, 2015