Update on NorbertNorbert is not married. He works at a plant BET "Avtomotiv" as a technician. Norbert is a fourth-year-student at a college and is having a hard time to get the entire sum - 7,000 hryvnia - to pay tuition for the year as the college requires. Norbert hopes that the obtained education will help him get a new job with a high income. Norbert is requesting a loan in the amount of 5,000 hryvnia for education (and he saved 2,000 hryvnia on his own).
Норберт просит предоставить ему кредит в сумме 5,000 гривен на обучение (а 2,000 гривен он собрал сам).
Previous Loan DetailsNorbert used his previous loan to improve his housing conditions, as well as to pay part of his educational costs. This time Norbert is seeking a loan to pay the fees for a whole academic year. He is in his 3rd year of studies and is having difficulty coming up with the entire amount of 7,000 Ukr... More from Norbert's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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