Gaga is a 50-year-old woman who is married with four children. She has a small tailoring business. She has had this business for three years. Gaga needs a loan to buy needles, a sewing machine, thread and material. She will use her profits to pay for her family's weekly expenses. Gaga joined SPBD to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.