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Una Buena Esperanza  (Cuenca) Group
In this Group: Nancy Susana, Mariana De Jesús, Eva Cecilia, María Evangelina, Rosa Miriam, Maryuxi Ruby*
* not pictured
‘Una Buena Esperanza’ is a credit group formed by six women who are friends who share the same dreams and goals. These are to be able to improve the financial stability of their household, get along in life and provide their children with a better future. They dedicate their time to raising animals and to agriculture, while still maintaining the culture and traditions of their villages. They live around the Parish of Valle en Cuenca, an area which has beautiful countryside and green fields.

One of the members is Mariana, 33, who is married and has three children to this marriage, aged 14, 5 and 2. Her first daughter is at high school and her second daughter is at primary school. Her husband is a carpenter and they live in their own house.

Mariana takes care of the household chores and sells cosmetics. She sells these all around the city. She also raises animals such as guinea pigs, pigs and chickens. She cultivates her own land and what she harvests is for her home and if any is left over then she sells it.

The loan she is asking for is to buy cosmetics and chickens. Her goal is to finish her house.
View original language description ↓
Una Buena Esperanza es un grupo de crédito que esta formado por 6 mujeres quienes son amigas y comparten los mismos anhelos y objetivos que son mejorar la estabilidad de sus hogares, salir adelante y ofrecerles a sus hijos un mejor futuro. Se dedican a la crianza de animales y a la agricultura, aún mantienen la cultura y tradiciones de sus pueblos. Viven por los alrededores de la parroquia del Valle en Cuenca, lugar que goza de bellos paisajes y verdes campos.
Una de las socias de este grupo es la Señora. Mariana, tiene 33 años de edad, está casada y en su unión conyugal ha concebido 3 hijos de 14, 5 y 2 años de edad, su primera hija está en el colegio y su segunda hija se encuentra en la escuela, su esposo labora como carpintero, la casa en la que viven es propia.
Doña Mariana es una mujer que se dedica a los quehaceres de su hogar y a la venta de cosméticos, sus ventas las realiza recorriendo la ciudad, también se dedica a la crianza de animales como cuyes, cerdos y pollos, cultiva su terreno y lo que cosecha es para su casa y si existe un sobrante lo vende.
Su crédito va a invertir en la compra de cosméticos y pollos. Su meta e terminar su casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $23,911,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Una Buena Esperanza (Cuenca) Group's $4,175 loan helped a member to buy cosmetics and chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 26, 2013
Listed
Dec 28, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014