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Lideres De Villa Rica Group
In this Group: Maria Del Pilar, Rosa Amelia, Paulina, Rosa Anabel, Luzmila Rosalinda, Elizabeth Margot, Eugenia Lourdes, Rosana, Marlon Yoel, Elizabeth*, Esther
* not pictured

Update on Lideres De Villa Rica Group

The “Líderes De Villa Rica” communal bank is made up of 11 responsible and hardworking members in their sixth cycle. Rosa is 38 years old, married, and has three children who still depend on her. Rosa began selling clothing because of financial difficulties that she had. Now she provides cleaning services to earn money for the household. She will use the money from this loan to buy some medication for her father because he is in poor health. Rosa wants to start selling clothing again. The “Líderes De Villa Rica” group is grateful to those who made this possible through the loan. Rosa is standing and is the second from the right wearing a black polo shirt.
View original language description ↓
La Alcancía Comunal “Líderes De Villa Rica” está conformada por 11 socios trabajadores y responsables, la cual pasan a su 6to ciclo. Rosa de 38 años es casada y tiene 03 hijos aún dependientes. Rosa comenzó en la venta de prendas de vestir, por problemas económicos tuvo que dejar dicha actividad. Actualmente brinda servicio de limpieza obteniendo ingresos para su hogar. El crédito que solicitó lo destinará para la compra de algunos medicamentos para su padre, ya que se encuentra delicado de salud. El deseo de Rosa es de volver a ofrecer sus prendas de vestir. El grupo “Líderes De Villa Rica” agradece a las personas que hicieron posible éste crédito. Rosa se encuentra de pie es la segunda del lado izquierdo y viste polo negro.

Previous Loan Details

Yanina is married and has one school-age child. She is currently a member of the "Líderes de Villa Ricra" community bank. This group has ten members who work in different commercial activities. Yanina has been selling beauty products from home for three years. This business came about because... More from Lideres De Villa Rica Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Lideres De Villa Rica Group's $5,450 loan helped a member to buy medication.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Dec 28, 2013
Currency Exchange Loss:
Jul 17, 2014