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Madres Laboriosas Group
In this Group: Elvira, Segundo Alistarco, Elena, Manuel, Gilseia Del Carmen, Flor De Maria, Mirtha Elena, Miguel Angel, Maritza Margot, Rosmery Susana

Update on Madres Laboriosas Group

This is the “Madres Laboriosas” group, made up of 10 responsible members who have not had any problems making their payments.

Mirtha is 58 years old, separated, and has 3 children, two of whom she is currently supporting. Mirtha sells beauty products, and as a secondary occupation, she provides kitchen services, earning extra income for her home. She feels happy, because thanks to her efforts, she continues improving every day.

The loan she requested is earmarked for the purchase of creams, perfumes, powders and such that she must offer to her customers. Mirtha´s desire is to see her children become fulfilled professionally.

The communal bank, “Madres Laboriosas” is grateful for the support they have been given. Mirtha is seen seated first from the right, wearing a white blouse.
View original language description ↓
Este es el grupo “Madres Laboriosas” conformada por 10 socios responsables, ya que no han tenido problema con sus pagos. Mirtha de 58 años es separada con 03 hijos, actualmente apoya a 02 de ellos. Mirtha se dedica a la venta de productos de belleza, como actividad segundaria brinda servicio de cocina obteniendo un ingreso extra para su hogar. Ella se siente feliz pues gracias a su esfuerzo sigue mejorando cada día. El crédito que solicitó lo destinó para la compra de cremas, perfumes, talcos y así tener que ofrecer a sus clientes. El deseo de Mirtha es de ver a sus hijos realizados profesionalmente. La Alcancía Comunal “Madres Laboriosas” agradece el apoyo brindado. Mirtha se encuentra sentada, es la primera del lado derecho y vistes blusa color blanco.

Previous Loan Details

The “Madres Laboriosas” communal bank is made up of 12 active and responsible members who have been improving over time. Gilseia, one of the members, is 48, separated, and has 3 dependent children. Upon seeing that her income wasn't enough to cover the household expenses, Gilseia decided to start... More from Madres Laboriosas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Madres Laboriosas Group's $3,350 loan helped a member to purchase creams, perfumes and powders.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Dec 27, 2013
Currency Exchange Loss:
May 17, 2014