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Los Capullitos Group
In this Group: Nerea Antonia, Bettsave Liliana*, Isidora, Fabiola Valentina, Juana, Vilma, Esther Liliana, Marleni Silvia, Maria Leonor
* not pictured

Update on Los Capullitos Group

Vilma is 42 years old and has 2 children, 1 of who is dependent upon her. Today she belongs to the group "Los Capullitos" which consists of 9 responsible and hard-working members. Vilma sells clothing which she makes to order. Thanks to her perseverance and dedication she has been able to support her children's education. The loan she seeks will be used to buy pants, shirts, coats and blouses to sell during the Christmas season. Her primary dream is to continue working in a positive manners. The "Los Capullitos" group is thankful to the people who have made this loan possible. Vilma is in the back section of the photo, she is the third from the right side and is wearing a green sweater. In the upper left part of the photo is Isidora who could arrive on time for the photo because of her job.
View original language description ↓
Vilma de 42 años casada y tiene 02 hijos, 01 de ellos aún dependientes, actualmente pertenece al grupo “Los Capullitos” conformada por 09 personas responsables y trabajadoras. Vilma se dedica a la se dedica a la venta de prendas de vestir, la cual lo realiza a pedidos. Gracias a su perseverancia y dedicación a logrado apoyar a sus hijos con sus estudios. El crédito que solicitó lo destinó para la compra de pantalones, polos, casacas y blusas pues lo piensa ofrecer por campaña navideña. Seguir trabajando positivamente es su mayor deseo. El grupo “Los Capullitos” agradece a las personas que hicieron posible éste crédito. Vilma se encuentra en la parte posterior es la tercera del lado derecho y viste chompa verde. En la parte superior al lado izquierdo está Isidora la cual no pudo llegar a tiempo por motivo de trabajo.

Previous Loan Details

The “Los Capullitos” group is formed by nine responsible and dynamic people. Nerea is one of the members. She is 46 years old and is married with one son, who she continues supporting in his studies. With the desire to have a business of her own and thus contribute to her household expenses, Nere... More from Los Capullitos Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Capullitos Group's $5,750 loan helped a member to buy pants, shirts, coats and blouses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 27, 2013
Currency Exchange Loss:
May 17, 2014