Epitas belongs to the "Umuhora" group and lives in Rumonge. He is 32 years old and married to Constance, a merchant. Together, they have four children between the ages of 4 and 12, four of whom are in school.
He has run an oil palm business for three years.
He is on his fifth loan with Turame. With the Kiva credit he obtains, he is going to increase his capital and buy a field of oil palms in order to sell more oil palms and earn more.
In the coming years, he would like to buy a motorcycle and see his children educated.
Epitas fait partie du groupe Umuhora et habite à Rumonge. Il a 32 ans et est marié à Constance, une commerçante. Ensemble ils ont 4 enfants âgés de 4 à 12 ans dont 4 étudient.
Il fait le commerce de palmiers à huile depuis 3 ans.
Il est à son cinquième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter un champ de palmiers à huile pour vendre beaucoup de palmiers à huile, afin de gagner plus.
Dans les prochaines années, il voudrait acheter une moto et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.