Update on GabrielaGabriela lives with her mother in anticretico (a rental arrangement in which a lump sum is paid for housing and then repaid to the tenant at the end of the lease), in the Tembladerani neighborhood in the city of La Paz.
She is single, she does not have children, and by profession she is an executive secretary. Currently she works in a pharmacy. The loan that she is seeking is to pay for her mother’s medical expenses, as she does not have health insurance. As the youngest daughter she has taken on the responsibility for her mother’s support, and with her salary, although it is not much, she supports herself and her family, covering their basic necessities.
This is the second time that she is seeking a loan with IMPRO and the second time with Kiva.
Actualmente trabaja en una farmacia como empleada, el crédito que solicita es para pagar los gastos médicos de su madre ya que no cuenta con seguro medico, ella como hija menor se hace cargo de la mantencion de su madre, con su sueldo aunque no es mucho ella se mantiene y mantiene a su familia y cubre sus mínimas necesidades.
Es la segunda vez que solicita crédito en IMPRO y la segunda vez en KIVA.
Previous Loan DetailsGabriela lives in her parents’ house in the Tembladerani area of the city of La Paz. She works as an employee of a pharmacy where she gets a monthly salary. She uses her salary to pay for her necessities and those of her sister, who is ill. The loan that she is requesting is to pay her siste... More from Gabriela's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!